Rates & Products

 Free Consultation By Phone

 

NON-INSTITUTIONAL LOANS – (Investors wanted!!)

Current Rates  –  8.99% to 11.99% PI or Interest Only

  • Min. 25- 30% Down Payment (max. 77% LTV)
  • Bad Credit OK – No Credit OK
  • No or Limited Income Verification
  • Deed must be in the name of a business entity
  • Purchase or Refinance  –  Residential or Commercial

Types of Loans                                                                  

 

FHA and VA

Traditional and Streamline refinance loans with NO out of pocket cost.

Min. 3.5% down payment purchase – all can be gift!

CONVENTIONAL

Conventional financing with as little as 3% down payment; Escrow Holdbacks for repairs.

HARP 2.0 refinance – no equity, no problem.

NON-CONFORMING (JUMBO)

Best pricing anywhere, 85% LTV with NO MI, Combo loans (80/15) to 95% CLTV.

NON-AGENCY

No seasoning for short sale, foreclosure, or bankruptcy! Bank Statements used as income!

SMALL COMMERCIAL

Small Balance Commercial Mortgages, including Purchase and Refinance, and Construction.

INVESTMENT PROPERTY

Creative Investment Property Financing, High loan-to-values, cash out refinances, etc…

FIRST TIME HOMEBUYER

1st time Homebuyers programs including qualifying seminars, and down payment assistance, and Free consultation and Home buying planning!

HARD MONEY – NON-INSTITUTIONAL

The “Fog-a-Mirror” loan – regardless of income, credit, and inability to verify source of down payment (mattress money) – if you can ‘fog a mirror’ and have the equity or sizable down payment, your Approved!

LOT LOANS

Lot loans!  Buy now; build later (Purchase and cash out).

COMING SOON!

Construction-Permanent Loans featuring the “one time close” that eliminates floating interest rates – also ‘Owner Builder.’

If it is secured by real estate… give me a call. I will find the loan you need!     

Other Products

Small Balance (<$2,000,000) Commercial Lending

Commercial lot and Construction Loans

Commercial Equity Lines

Residential R&D Land or Lot Loans

Modular Commercial Stage Financing.

We purchase Mortgage Note receivables!

If you are holding a note and do not want to wait for the payments…
We can arrange for you to get your cash now!

Rates quoted are NOTE rates. A.P.R. may be higher depending on loan amount, points and term.
Rates subject to change at anytime without notice.

NATIONAL MORTGAGE LICENSING SYSTEM ID #375760  FLORIDA MORTGAGE BROKER LICENSE #MBR737

May 2017
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