Rates & Products

 Free Consultation By Phone

FHA and VA

Traditional and Streamline refinance loans with NO out of pocket cost.

Min. 3.5% down payment purchase – all can be gift!

CONVENTIONAL

Conventional financing with as little as 3% down payment; Escrow Holdbacks for repairs.

HARP 2.0 refinance – no equity, no problem.

NON-CONFORMING (JUMBO)

Best pricing anywhere, 85% LTV with NO MI, Combo loans (80/15) to 95% CLTV.

NON-AGENCY

No seasoning for short sale, foreclosure, or bankruptcy!

Bank Statements used as income! Asset Depletion used as Income!

SMALL COMMERCIAL

Small Balance Commercial Mortgages, including Purchase and Refinance, and Construction.

INVESTMENT PROPERTY

Creative Investment Property Financing, High loan-to-values, cash out refinances, etc…

FIRST TIME HOMEBUYER

1st time Homebuyers programs – as little as 3% down with reduced mortgage insurance cost, and use on non-borrower (roommate) income to qualify.

LOT LOANS

Lot loans!  Buy now; build later (Purchase and cash out).

CONSTRUCTION -PERM

Construction-To-Permanent Loans featuring the “one time close” that eliminates floating interest rates – also ‘Owner Builder.’

NON-INSTITUTIONAL LOANS – (Investors wanted!!)

Current Rates  –  PI or Interest Only – full 30-Year amortization.

  • Min. 25- 30% Down Payment (max. 77% LTV)
  • Bad Credit OK – No Credit OK
  • No or Limited Income Verification
  • Deed must be in the name of a business entity
  • Purchase or Refinance  –  Residential or Commercial

If it is secured by real estate… give me a call. I will find the loan you need!     

Other Products

Small Balance (<$2,000,000) Commercial Lending

Commercial lot and Construction Loans

Commercial Equity Lines

Residential R&D Land or Lot Loans

Modular Commercial Stage Financing.

We purchase Mortgage Note receivables!

If you are holding a note and do not want to wait for the payments…
We can arrange for you to get your cash now!

Rates quoted are NOTE rates. A.P.R. may be higher depending on loan amount, points and term.
Rates subject to change at anytime without notice.

NATIONAL MORTGAGE LICENSING SYSTEM ID #375760  FLORIDA MORTGAGE BROKER LICENSE #MBR737

December 2017
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